-Getting organized

I like to have things digital and all but then at the end of the day, is it all in one spot? Do I need to pull it up on my laptop? I'll just wait until tomorrow and 3 weeks later I'm behind on what I needed to write down or was thinking! At work I have so many things going from point A to point Z that I need to be more organized and have it in front of my face! I made a small 1" mini binder for coupons and budget so now I took things out of there and added to my new disc notebook!! I 💜 it!! I've had planners over the years but I added work and personal together! 

No spend budget- I found this a couple of times when searching for planners! I love this idea!! Helps save money and focus on buying issues! 

Inspirational financial advise! I printed 2 calendars- 1. Regiment: this is what I mark down for "scheduled" things for beauty or cleaning the fish bowl! I'm trying to be better with a facial snd hair regiment!! 

Dollar store had dividers and the below ones I got from my really good friend for my birthday ...

Monthly budget: write down "actuals" vs "budgeted amount" good to know!! I also downloaded an app called wallet and it gives me charts and I can add categories that I wanted reported and I can print it up and add it to my planner. This was I can watch monthly on where my money really goes!! 

Since its summer time, wanted to keep notes on things to do with the girls! I like taking vacation days to hang out with them! 

I have a weekly dinner chart in my wall, but this way I can think ahead! 

Project tab lets me hit down "craft ideas" I saw and want to do🌸

Then work ran!! Very helpful and makes me feel good!😉 Accomplished in a way, you might say! 

2015 Time to be FRUGAL!!

I have been trying for the last couple of years to be more frugal. To save more and spend less.. This year, I am even making more of an attempt.  I wish I had the time, space and the know how to do Extreme Couponing- but I do NOT have any of that!

I have set myself up for the way I like and the way that will work for me, I got a 1" mini binder to be my budget binder! I have actually made up all my own paperwork that I have used in my binder.
It is about being organized and taking time to search and look for ads, coupons, etc..

Steps to being frugal, saving money-- 😏 stop trying to pick up the tab! So late night run to grab food for my man after I fixed dinner, make him pay! I'm not going to do it.. And beer runs, not pulling money out when I am not drinking!!
I saved myself about $40 tonight by not doing the norm .. Feeling proud